Professional Indemnity

APACS > Membership Overview > Professional Indemnity

APACS holds an Association Liability insurance policy which incorporates Professional Indemnity Insurance covering all practitioner members. The information are presented below:

Accredited Level

Limit of Indemnity

(any one claim / aggregate)

Annual Premium

(inclusive of GST)

Level 1

SGD$100,000 SGD$117.70

Level 2



Level 3



Level 4



Level 4S SGD$250,000



Flat Rate As Above and No Short Term Allow

At Any Time (Means any month of the year) Any member sign up the PI Insurance Cover: The Period will start from the time the member sign up and the premium will either be $117.70 or S$149.80. But the expiry date will base on the Master Policy.

For example, for the year 2019, the Period starts from Jan 2019 to Dec 2019. This policy will expire on Dec 2019. There will be no Carry forward or backdates of the mentioned policy. If a member signed up in Oct 2019, the member would have to pay for full premium for the entire year (till Dec 2019). When 01 Jan 2020 arrives, the same member will have to pay for the same premium for the year 2020.


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